Home1st Financial

1LET'S EXPLORE YOUR EQUITY

Which property are we looking at?

Start with the property address. We’ll use it to prepare your personalized preliminary options.

PropertyStep 1 of 6

Property address

Enter the address of the home where you want to access equity.

We will not pull your credit to provide preliminary options.

How do you use this property?

Your estimate is a helpful starting point. We’ll determine the final property value through the valuation process.

Is there another mortgage, home-equity loan, or HELOC on the property?
Is the property currently listed for sale, or was it listed within the last 60 days?

Home-equity line amounts start at $25,000. Enter at least $25,000 to continue.

This is only a starting point. You’ll compare available amounts and see how the estimated rate and payment may change before selecting a scenario.

How do you plan to use the funds?

We will not pull your credit to provide preliminary options.

Will you be adding a co-borrower?

Adding a qualified co-borrower may improve your chances of approval or provide additional options. It’s completely optional.

What is your primary income source?

Preliminary options assume sufficient qualifying income. Final eligibility and the approved line amount are subject to lender income verification and approval.

Co-borrower income
Optional based on your previous answer.

Optional
What is their primary income source?

Enter your information below to view your preliminary options now and receive a copy by email.

We will not pull your credit to provide preliminary options.

Your preliminary options

Preliminary estimate
—
$25K minimumEstimated maximum
Rate options by line amount

Select an option or use the slider.

Selected line—
Illustrative variable rate—
Est. interest-only payment—
Estimated costs & fees—
Estimated net proceeds—

Estimated costs can often be included in the loan or deducted from proceeds at closing, subject to lender approval. You may not need to pay any costs out of pocket.

Ready to apply?

The secure application takes about 3 minutes. You can continue now or review your options with a Home Equity Specialist first.

Preliminary options are estimates—not an approval or commitment to lend. Final eligibility, property value, credit, income, line amount, rate, fees, and terms require lender verification and approval. Rates are variable and may change. Payment examples assume a 100% initial draw and interest-only payments.

We’re reviewing your options

Could a co-borrower help?

Adding a qualified co-borrower may improve your eligibility or create additional home-equity options.

Your request is confirmed

A Home Equity Specialist will reach out shortly to answer your questions and help with the next step. Keep an eye on your phone and email—we’ll make this easy.